2025 Tax Form Schedule and Important Information

As we approach tax season, we want to keep you informed about the 2025 Charles Schwab tax form schedule and key dates to help you prepare.

Schwab issues Form 1099 Composite in multiple phases to help reduce the number of corrected forms that may be issued. The timing depends on the types of investments in your account and activity.

Tax Form Availability Schedule:

• 1st Production Run – Available online and mailing begins: January 30
• 2nd Production Run – Available online and mailing begins: February 13
• 3rd Production Run – Available online and mailing begins: February 27

Corrected Forms (if applicable):

If Schwab receives updated information from issuers after your tax form is issued, a corrected Form 1099 may be generated.

When No Tax Form Will Be Issued:

You may not receive a 1099 Composite if your account had no reportable tax activity. A tax form will be generated only if:

• You earned $10 or more in dividends, interest, royalties, or OID income, or
• You had a reportable transaction (e.g., a sale of securities).

If none of these conditions apply, Schwab will notify you that no form will be issued.

You will receive an email or alert in your Schwab account when your tax documents are ready. We encourage you to review them as soon as available and share them with your tax professional.

Please reach out if you have questions or need assistance with your documents.