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Financial Planning

Financial planning decisions should reflect your changing needs and goals. Life takes place in stages. What’s right for one moment may not be right for the next. 

At Minich MacGregor Wealth Management, we take a holistic approach to financial planning that takes into account your stage of life, your goals and how one financial decision can impact the next decision, the next, and so on.

What Stage Are You In?


Wealth Accumulation

The first stage of financial planning focuses on portfolio growth. This stage requires a proactive, well-defined, written investment strategy that is continuously executed and refined.


Approaching Retirement

If you are planning to retire within the next one to three years, your retirement plan needs to change accordingly. Moving to the second stage of  financial planning you will be shifting from wealth accumulation to wealth distribution mode. Determining where to draw your retirement income from first and how to generate future income are part of the financial plan.



The third stage of financial planning presents different financial challenges and there is little room for error. Navigating retirement choices such as when to turn on a pension or draw Social Security, projecting the tax implications of your decisions, along with the ever present “will I outlive my money?” question. These are just a few of the topics that are very important in creating and executing a good financial plan.

Your Benefits

Expertise, Analytics, and a Clear Roadmap

We take a team approach in helping our clients navigate the different life stages. Utilizing decades of experience, some of the industry’s best analytics and software planning tools, helps bring these three stages of your life into focus with a clear, concise roadmap to follow in the years ahead.

Find Out if You Are On Track to Meet Your Retirement Plan Goals

Your Financial Advisors

James Minich

RIA Principal,
Portfolio Manager

Jason MacGregor

RIA Principal,
Portfolio Manager


Cory Laird

Financial Advisor

Mark Landau


CFP Andrew Pallas

Andrew Pallas

Financial Advisor

Related Topics

Retirement Planning

Our retirement planning services are designed to help you navigate the path to a secure and fulfilling retirement, ensuring you can enjoy the lifestyle you envision.

Portfolio Management

We proactively manage portfolios, making decisions by assessing risk tolerance, performance, investment mix, market sectors, asset allocation, and client goals.

401K Advice

We will give you personalized advice, tailored to your specific financial picture AND employ an appropriate growth strategy combined with a proactive risk management process.