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Pros and Cons of Working in Retirement

After retirement, many individuals consider going back to work. Whether it’s because they want a little extra income or just need something to keep themselves busy.

There are benefits to working after retirement besides the obvious financial ones. Having a job, even part-time, allows you to slowly ease into retirement. It also helps you feel a sense of fulfillment and purpose. But there can also be some negative aspects to returning to work after retirement.

 Here are a few pros and cons to consider before you commit to starting a post-retirement position:


  • Provides a sense of purpose
  • Extra income
  • Freedom and flexibility of your schedule
  • Social activity and health
  • Better health insurance options


  • Less free time
  • Ageism in the workplace
  • Possible impact on social security benefits
  • Risk of higher taxes
  • Less job security