Auto Enrollment for 401k participants is good – paired with Auto Escalation it’s even better.

Auto Enrollment for 401k participants is good – paired with Auto Escalation it’s even better.

Auto Enrollment for 401k participants is good – paired with Auto Escalation it’s even better. Over the past few years, we have seen a marked increase in the adoption of “auto” features in 401k plans such as auto-enrollment and auto-escalation. The concept is simple: 401k plan participation has historically been an opt-in benefit, however, we …
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in: News, The Fiduciary File

Your employees want 401k help that you and your broker can’t give.

Your employees want 401k help that you and your broker can’t give.

Your employees want 401k help that you and your broker can’t give. As fiduciary advisors, we talk to hundreds of 401k participants each year both individually and in group education meetings at their workplace. What we have found is that 401k participants tend to fall into one of three categories when it comes to knowing how …
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in: News, The Fiduciary File

What’s the Parasitic Drag on Your 401k Plan?

What’s the Parasitic Drag on Your 401k Plan?

What’s the Parasitic Drag on Your 401k Plan? When we do a benchmark analysis on a 401k plan, we are always looking for factors that create excess drag on the performance of the plan. There are several factors that can impede the growth of a 401k plan including the mix of funds each participant chooses …
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in: The Fiduciary File